If you are looking for an auto insurance company that can offer good coverage at low prices, then you should consider Auto And General. They specialize in providing car insurance for drivers with bad credit or a history of tickets and infractions.
The General also offers discounts, such as a double deductible discount that lowers your premiums if you agree to a double deductible for the first 45 days of your policy. However, after that period, your deductible returns to its original level.
Customer Service
When shopping for car insurance, you want a company that will answer your questions promptly and provides the customer service you expect. The team at Auto And General Insurance Reviews has a longstanding reputation for providing excellent customer support.
The company’s website is well-designed and offers multiple ways to contact them, including a free phone number and an email address. They also offer an online quote process that is simple to use, even on mobile devices.
The company’s MyPolicy platform lets you manage your policy with various on-demand features, such as digital ID cards, claim filing and payment tools. The company also has a mobile app for Android and iOS users that allows you to pay premiums, file claims, get support and find local agents. The best part is that the app is easy to use and can be downloaded for free. It also boasts a 4.7-star rating in the App Store and Google Play store.
Claims Service
Claims service is a vital part of an insurance company, as it ensures that the policyholder receives compensation when they suffer damage or loss. This process is supervised by claims adjusters, who are tasked with examining the claim made by the insured person and verifying that it is covered by the insurance contract.
To ensure that the claims process runs smoothly, an insurance company must maintain close communication with its policyholders during the entire process. This includes providing a mobile number or email address, as well as ensuring that the client has all the information they need to settle their claims.
The General specializes in offering coverage to high-risk drivers who may have a hard time finding it elsewhere. The company’s rates can be high, but it does offer a wide range of add-on options that can help make up for these costs.
Coverage Options
The General offers a wide range of coverage options, including bodily injury liability, property damage liability, uninsured motorist protection, medical payments, personal injury protection, and comprehensive and collision coverage. You can also choose optional protections such as rental reimbursement, custom equipment protection, and 24/7 roadside assistance.
The company also offers a mobile app that allows you to get quick quotes, pay your premiums, and file claims on the go. It has a 4.7 rating in both the App Store and Google Play.
The General specializes in nonstandard auto insurance for drivers with past driving violations, bad credit, or other issues that can make it difficult to obtain car insurance from major national insurers. However, the company’s high premiums and negative reviews make it hard to recommend for regular or low-risk drivers.
Rates
The best way to save on your insurance premium is to get the right coverage. This means shopping around and comparing car insurance companies to find the best rates in your area. In addition to looking at the cost of the policy, you’ll want to consider coverage options, deductibles, and any extras you may have on your current policy. The insurers that stand out from the crowd usually have a good track record of paying out claims.
WalletHub’s editors say the best car insurance companies offer competitive rates for customers in most states, with a few exceptions. The best car insurance companies are also top-rated by organizations such as the Better Business Bureau and the National Association of Insurance Commissioners. They’ve got many features and benefits to attract new customers, from free credit checks and no-obligation quotes to customer service representatives and a mobile app. The best insurance providers are also likely to offer free roadside assistance, a no-fuss claim process, and no-hassle claims resolution.
