Insubuy Insurance Reviews


If you are looking for an online health insurance comparison tool, Insubuy is one of the best choices. In addition to offering instant quotes, it offers six PPO providers with A++ or better AM Best ratings. What’s more, Insubuy commits to its customers and is a one-stop shop for your insurance needs. Read on to learn about Insubuy Insurance and what makes it stand out among other health insurance comparison websites.

Insubuy is a one-stop shop for instant quotes.

Insubuy is a major travel and student medical insurance marketplace with end-to-end capabilities in English, Chinese, and Spanish. Its team of licensed insurance professionals speaks both Mandarin Chinese and Spanish. It offers multiple insurance plans from multiple carriers in one place, so you won’t have to enter duplicate information. And it’s available seven days a week. Insubuy has also won several awards for outstanding customer service.

Founded in 2000 in a home office in Virginia, Insubuy has rapidly grown into a global insurance brokerage. Despite its size, the company remains based out of a converted garage. Today, Insubuy occupies a two-story office building in Plano, Texas, where it employs more than 50 people. Insubuy completed a strategic partnership with PCF Insurance Services, a company that provides operational support and infrastructure through their elite Shared Services team.

It offers six PPO providers with A++ (Superior) AM Best ratings.

AM Best uses the information that insurance companies submit to determine their rating. It analyzes the data and develops an objective grade that ranks the insurers based on the strength of their financial position and ability to meet their obligations. Companies with an A++ or higher rating receive the highest letter grade. However, these ratings can change depending on the company’s financial situation.

The ratings are not recommendations to purchase, hold, or terminate a particular policy. Instead, they help consumers make informed decisions about a health insurance plan. The ratings are based on the insurance company’s financial strength and are not intended to indicate the suitability of a specific policy. The AM Best ratings do not reflect customer reviews or application processes, which can vary widely from company to company.

Insubuy’s low-cost health insurance plans typically cover only a portion of the cost of medical care, leaving the policyholder responsible for the remainder. The insurance company’s network is designed to make it easier for people to access health care providers with PPO affiliations. However, some insurers also offer no-medical-exam coverage and are associated with several PPO networks.

It has a strong commitment to its customers.

Insubuy’s commitment to its customers is one of the many reasons why the company has become a top player in the market. The CEO has a passion for helping people, and this drive is shared by its employees. Licensed insurance representatives are available seven days a week to assist customers. Their commitment to customers goes beyond mere insurance coverage. They offer 24/7 support to their customers through phone calls, live chats, and email.

In 2000, Insubuy began as a small home-based business in Virginia, hired its first outside employee in 2004, and moved its office to Plano, Texas, in 2007. Insubuy still operates out of a garage converted into an office, but it has grown to more than fifty employees. Insubuy recently completed a strategic partnership with PCF Insurance Services to provide additional infrastructure and operational support through its elite Shared Services team.

Despite the travel industry’s recent turmoil, Insubuy remains dedicated to its customers. Whether it’s COVID-19 coverage or a virtual visit, Insubuy acts as a well-wisher. For example, the company offers travel advisories and telemedicine coverage for acute onset of pre-existing conditions. With a commitment to its customers, the company can offer various services that cater to their unique needs.