Bob Lotich, CEPF, Founder of SeedTime Money


Bob Lotich, CEPF, founder of SeedTime Money, is an award-winning personal finance blogger and podcaster sharing timeless wisdom on debt elimination, savings, earning, and giving through the lens of Jesus. He and his wife Linda live in Franklin, TN, with their three children.

The couple invests their disposable income in experiences over stuff. They also give away a percentage of their income based on their age, which is over the national average.

Franklin, TN

Bob Lotich is an award-winning financial blogger and coach who teaches people how to manage their money correctly. He writes about practical and Biblical principles to help his readers obtain control of their finances. His advice has been featured in Kiplinger’s, Yahoo Finance, and Forbes. He lives in Franklin, TN, with his wife Linda and their three children.

In his new book, Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact, Lotich shares the operating manual that helped him and his family overcome debt and save money while living a happy and fulfilling life. The book is based on timeless Biblical principles and offers hope to those struggling financially.

Bob and Linda Lotich have been married for more than 17 years and are proud parents of three young adults. They have committed to live intentionally and spend their money on experiences over things. In their home, they rule that each family member has to work at least two hours on one household chore each week. This helps everyone feel involved in the family finances and gives them a sense of responsibility.

The Lotichs have a solid Christian faith and have built their business on these values. They believe in working hard, saving money, and giving to those in need. They also make a point to take time off from work when they can. They believe that this is important for their mental and emotional health.

They also follow John Wesley’s mantra: “Earn all you can, save all you can, and give all you can.” They are also big travel fans looking forward to visiting their European friends this year. They are also planning to build a vacation home in the future. This will allow them to have the best of both worlds and provide an excellent place for their kids to grow up.

Nashville, TN

While many people know Nashville is home to the Grand Ole Opry and country music, there are many other things to do in the city. For example, the Nashville Public Library downtown is the largest library in the city and offers free tours and workshops. In addition, there are many museums and attractions to explore, including the Country Music Hall of Fame and Museum, Nissan Stadium, and The Sommet Center.

One of the most popular attractions in Nashville is the Ryman Auditorium, where legendary performers like Minnie Pearl and Hank Williams have performed. It is also the site of the annual Tin Pan South songwriters conference and Festival, which attracts hundreds of talented songwriters. The city is also known for its music scene and has many thriving universities, such as Vanderbilt University and Tennessee State University.

Founded on the banks of the Cumberland River, Nashville has been a critical trading area for over a century. It was initially known as a fur trading post, but it became the first permanent settlement in the state in 1779. Nashville’s early leaders were mainly pioneers and farmers, but it eventually became a hub for the railroad industry and later a publishing center.

In 1963, Nashville consolidated its government with Davidson County, earning the nickname “Music City.” While other cities have robust music scenes, few can compete with the magic of Nashville.

SeedTime Money founder Bob Lotich is a leading voice in personal finance and has written books selling over a million copies. He has a passion for helping others find financial freedom the way God intended, using timeless biblical principles. His advice has been featured in Kiplinger’s, Yahoo Finance, and Forbes. He and his wife Linda live in Franklin, TN, where they raise their three children.

Nashville has much to offer visitors, from its burgeoning music scene to its unique blend of Southern tradition and modern flair. You can find a wide range of cultural events and attractions in the city’s historic neighborhoods. The Country Music Hall of Fame and Museum and the Grand Ole Opry are the most popular. The Hermitage plantation is another must-see, where you can tour the home of Andrew Jackson and see his tomb.

St. Louis, MO

The Lotichs have been married for more than 17 years. During this time, they have learned that they are best when focusing on the experiences rather than the stuff. They are also careful to save more than they spend and give more than they think is possible. This helps them have a rich life while having fun doing it. They are now able to retire early and enjoy their lives together.

The couple is passionate about helping others reach their financial freedom goals and positively impact the world. They aim to inspire people through hope-filled money guides and teach them how to increase savings, earn, and give more. They are committed to achieving this by helping people find their purpose, working with their God-given talents, and using a Biblically-inspired approach to finances.

Bob Lotich is the author of the book “Simple Money, Rich Life.” He also hosts the SeedTime Money podcast and is a CEPF(R) certified personal finance educator. He shares timeless wisdom and practical strategies with more than 50 million readers, listeners, and students through his blog and online courses.

At age 20, Bob found himself at his breaking point, stranded 1,000 miles from home, broke and overextended with no way to pay his bills. He cried out to God for wisdom and discovered a simple formula that allowed him to pay off his debt, get ahead in work, and reach levels of financial freedom he never dreamed possible.

Bob and Linda live in Franklin, TN with their three children. They testify to the power of following God’s calling for your family. They believe it is essential to be open with children about money and finances. It is also essential to teach them how to manage money and create healthy spending habits.

Dallas, TX

Bob Lotich is a Certified Financial Educator, award-winning blogger, and one of the top 20 social influencers in personal finance. He’s the author of Simple Money, Rich Life and host of the SeedTime Money podcast. His mission is to teach people how to save, earn, and give more while designing a life of freedom and eternal impact.

In his early 20’s, Bob found himself at a breaking point, stranded 1,000 miles from home with only $7 to his name. He realized that he had been following the world’s advice with his money, which was its fruit. In desperation, he cried out to God for wisdom and discovered a simple Biblically-inspired formula that changed everything.

He and his wife Linda now share their passion for helping people live a more intentional, hope-filled life with their finances through their blog, podcast, online courses, and the SeedTime Money program. They live in Franklin, Tennessee, with their three children.

In this episode, Bob shares some of his favorite resources for learning more about personal finance and debt management and how he got out of over $1 million in debt in just ten years. He also discusses some of his early struggles with money and how he overcame them by being intentional about his spending and savings. Bob also shares his advice for young couples and why it’s important for both spouses to be involved in the family’s finances. He also talks about the importance of experiences over stuff and why building a lasting legacy with your spouse is essential.