People often become puzzled when they see an unforeseen Apple charge on their bank statement that is unexpected and seemingly out-of-place. Here’s how you can discover what exactly was charged and why.
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iTunes Store
The iTunes Store is a digital media store run by Apple that sells audio and video files (including podcasts) directly to consumers via Macs and PCs, mobile access via iPhone/iPad devices as well as digital rights management technologies like FairPlay that protect downloads from being copied or shared illegally. Downloaded content may be played back directly on an audio or video player or transferred directly onto compatible portable devices; all content downloaded can also be burned onto CD for later playback if desired.
Apple bills you’re account a few days after you make purchases to reduce credit card processing fees and encourage impulse buys.
For a list of purchases made through the iTunes Store, navigate to Account > View My Purchases. If a charge doesn’t seem familiar to you, use the “Report a Problem” feature to notify Apple; be sure to provide as many facts as possible regarding when and the amount of an unauthorized transaction occurred.
App Store
The App Store is the go-to spot for downloading Apple-approved applications for iPhones, iPads, and Mac computers. Plus, it provides exciting services such as Apple Arcade, which gives access to exclusive games without ads or microtransactions!
Apple Marketplace takes a cut of app sales and subscription fees, as with any marketplace, while also charging a developer fee of $99. Apps offering in-app purchases or usage billing (such as ad-free streaming apps and gaming services) will incur per-user fees, invoiced thirty days after each billing cycle period.
Apple recently revised their App Store policy, permitting some apps to charge higher subscription fees without notifying or receiving permission from their customers – something many critics label anti-competitive.
Subscriptions
Subscriptions are popular with consumers because they offer them the convenience of entering payment information only once and “sitting back and watching it come due.” Furthermore, many offer attractive value propositions like free trials or discounted first invoices that appeal to customers.
Subscription-based business models also provide businesses with effective revenue forecasting and can help predict sales more accurately. Subscriptions can cover anything from software and media content downloads to office supplies.
With the proliferation of creator-specific apps like Patreon and Substack, more publishers rely on subscription-based revenues to fund their work. As a result, customers should carefully track all subscriptions they currently hold to identify which ones to keep or cancel.
If your subscription renewal emails are enabled, they’ll notify you whenever an Apple ID subscription renews and charges to renew. If these notifications don’t arrive automatically, check your Apple ID settings to learn how to turn them on.
Family Sharing
Apple’s Family Sharing service allows sharing of iTunes Store purchases, App Store downloads, and iCloud storage across family members. All purchases made using Family Sharing will be charged back to the payment method on file by your family organizer.
Family organizers are also the sole individuals with payment authority and can grant or deny content requests from other members. If you want to take charge of what your kids purchase on their iPhones and iPads, enable Ask to Buy in Settings General.
Although having services like iCloud storage, Apple Music, and News+ available can be convenient, the costs can quickly increase if everyone subscribes. Furthermore, Apple has recently introduced TV+ and Arcade, which will require subscription fees; to avoid further expenses, some families disable Family Sharing to keep everything separate.
