What is CTS Full Form?


CTS stands for Cheque Truncation System or Clear to Send. This is a specialized system for the clearing and sending of cheques. The CTS system was first used in the early 1970s. Since then, it has become the most common method for clearing cheques. This technology has helped banks to improve their efficiency and minimize fraud.

Check Truncation System

Check truncation systems eliminate many of the hassles associated with processing paper checks. They eliminate the physical transfer of paper checks and reduce the time it takes to settle payments. They also create substitute checks accepted by law and officially used for financial transactions. Although these systems are easier to use, they may still introduce certain risks.

One major hurdle for widespread adoption is cost. Banks may not see enough benefit from implementing this technology to make it worthwhile. Consequently, banks may not reach the savings they hoped for when implementing check truncation.

Clear to Send

Using the RS-232 standard to transmit data between two devices, you’re likely familiar with the “Clear To Send” (CTS) signal. It signals that the sending device is ready to begin transferring data, and the receiving device is ready to accept the data.

Current Transformer S

A Current Transformer S is an inductor that contains two windings and alternating magnetic flux. The primary winding contains a high permeability material, while the secondary winding contains a low permeability material. This allows the Current Transformer S to operate in short-circuit situations. The current of the second section is based on the current flowing through the primary winding, not the load impedance.

This type of transformer is used to reduce the current in power systems. The primary winding is attached to the pinnacle tank, while the secondary winding has small bushings. A CT S can have a single primary winding or several windings, which can be split. In addition, the secondary winding can be configured to have a variable current rate.

Cheque Truncation System

The Cheque Truncation System, also known as CTS, is a modern process used to clear cheques. It uses image-based processing to verify a cheque’s authenticity and reduces processing time. Introduced by the Reserve Bank of India, the system is a faster and more secure alternative to the current clearing process.

The system eliminates the need for a cheque’s physical presence and the associated risks. It is being used by banks worldwide and has revolutionized the cheque-clearance process. It has a simple, secure, and efficient user interface, making it ideal for businesses and consumers.

To use the Cheque Truncation System, banks must follow specific procedures. The first step is to ensure that they have internal controls in place. These reports should reconcile the presentation and the credit received by the bank. If there are any discrepancies, they must be detected and resolved immediately. In addition, banks must implement a system to mitigate legal and reputational risks.


If you’ve wondered what to do when your CTS form fails to generate a valid transaction, you’ve come to the right place. CTS stands for Cheque Truncation System. This form allows you to record a transfer from one facility to another or a patient. The overview document contains some basic instructions.